Thank you for visiting today. If this is your first visit, take your time and look around. I have plenty of information and resources available to you. If you are a return visitor, thank you. I would love to hear from you and tell you how I can serve all your real estate needs.
This page is dedicated to providing you with up to the minute mortage information. Please use our mortgage calculator and come back often to visit for up to the minute mortgage news.
A crucial part of the homebuying process is identifying the right lender and mortgage product to suit your needs. However, a thorough evaluation of your financial strength and capability should occur long before you begin looking at homes or making an offer.
By getting pre-approved you'll be able to know exactly what mortgage product you can qualify for and what type of monthly mortgage payment you can afford. It is especially important now that banks have become more stringent about their qualification requirements. Some sellers do not allow potential buyers to view their home without a pre-approval letter. Furthermore, a seller would be foolish to accept an offer which includes a financing contingency without first verifying that a solid pre-approval document accompanies the offer. Buyers should pay special attention to the property tax figures of the homes they view because qualification is based on a monthly mortage payment, which usually consists of principal, interest, taxes and homeowners insurance (and sometimes PMI).
Barbara Carter and her team have featured local lenders that can help you getting pre-approval and information to apply for a mortgage.